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Spire - For Open Banking

Access to Financial Data

Insights into Spending Behaviours

Embedded Finance Solutions

Lending Options

Payments Simplified

Savings Opportunities

Products Personalized

Solutions Tailored

With Open Banking

Spire makes finance simpler, smarter, and more human - powering a new era of banking and financial services across MENA

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Clients & Partners

Enabling The Next Gen
of Financial Services

Redefining finance with trust, innovation, and personalization - empowering you to take charge of your financial future

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Spire nomou

AI-driven MSME platform with Open Banking data, business intelligence, cashflow management, and embedded payments

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Spire Ingage

Experience-driven customer engagement platform for retail customers

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Spire Smart Connect

Seamless Open Banking account aggregation

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Spire Pay

Instant Open Banking A2A payments with global access

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Spire Comply

Open Banking compliance with mobile SCA and TPP verification

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Spire Hikmah

AI platform for business optimization and growth

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Spire Enrich

Transform raw data into actionable insights

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Spire Smart Console

Intelligent business decision-making solution enabled by customer behavior and spending patterns

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Spire Lead

Consulting services to help reshape Open Banking strategy

Let us help you achieve your

Strategic Priorities

Use data to understand your customer
Improve customer retention
Better ROI on product campaigns
Improve NPS score
Increase the number of digital logins
Use Open Banking to create new experiences
Unlock true value from transaction data
Build a modular Fintech ecosystem
Build trust with customers
Increase savings deposits
Increase customer acquisition
Help customers manage their money

Spire's Licences and Authorization

Empowering Your Financial Freedom

Trust us to deliver cutting-edge innovation, transparency, and personalized service, all designed to help you achieve financial freedom

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Spire MSME Platform - NOMOU

Nomou is Spireโ€™s flagship Open Banking based embedded payment and business management platform tailored for micro, small, and medium enterprises. It provides intuitive, cost effective tools to help businesses consolidate account data, track transactions, view real time balances, and streamline operations. Designed to empower entrepreneurs with financial visibility and control over their business cash flows and decision making.

Celebrating 3 Years of Spire Tech

3 years of innovation, collaboration, and unwavering dedication.

Here we would like to take a moment to reflect on Spire's remarkable journey as one of the pioneers of Open Banking in the GCC.

This video chronicles our journey, highlighting the products that have transformed how businesses operate, enhanced efficiency, and empowered growth. At the heart of our journey lies our unwavering commitment to delivering exceptional customer experiences, fostering meaningful connections, and shaping a future where technology seamlessly integrates with our lives.

As we embark on the next chapter, we are filled with gratitude for the opportunities that lie ahead. With a vision that extends far beyond the horizon, we are poised to continue pushing boundaries, redefining possibilities, and reimagining the future of Fintech.

Thank you for being a part of our journey.

BIBF and Strathclyde

Spire Co-Founders Syed Aqdas Ahmad and Aamir Janjua were recently invited to give a talk on Open Banking during the "Mastering Evolving Digital Technologies" (MEDT) module, part of the Masters of Fintech program at the Strathclyde Business School, in collaboration with Bahrain Institute of Banking and Finance (BIBF).

Insights from the Bahraini landscape to the wider regional and global context were shared, which resonated strongly with the attendees, including professionals from leading financial institutions across Bahrain and KSA.

It was very enlightening to engage with the bright minds of the 2024 Cohorts and a fantastic opportunity to discuss real-world challenges, market trends, and the future of Open Banking - a technology that drives innovation, competition, and better financial choices for consumers.

The session was filled with engaging interactions and left us all excited about the future of Open Banking.

Wishing the 2024 Cohort an enriching and fulfilling journey!

Happy National Day Bahrain

As one of the proud pioneers of open banking in Bahrain, we at Spire Tech are inspired by Bahrain's relentless pursuit of progress.

The country's commitment to financial inclusion has paved the way for a more inclusive and prosperous future.

We extend our heartfelt congratulations to the wise leadership, the wonderful people, and our esteemed clients, partners, and team members in Bahrain.

May this special day be filled with joy, unity, and continued achievements.

Happy New Year from Spire Tech

Hereโ€™s a quick look at our 2024 Wrapped - A Year of Open Possibilities!

We're grateful for a year of growth, innovation, and collaboration.

A big thank you to our incredible team, valued partners, and supportive clients for making it all possible.

Here's to a 2025 filled with even greater milestones and opportunities!

Innovation Day

At Spire, giving back to our community is a core value, and we were honoured to continue our tradition for the 4th year running, by participating in the ๐—ฅ๐—ฉ๐—œ๐—ฆ-๐—ฆ๐—ฝ๐—ถ๐—ฟ๐—ฒ ๐—ง๐—ฒ๐—ฐ๐—ต ๐—™๐—ถ๐—ป๐˜๐—ฒ๐—ฐ๐—ต ๐—œ๐—ป๐—ป๐—ผ๐˜ƒ๐—ฎ๐˜๐—ถ๐—ผ๐—ป ๐——๐—ฎ๐˜† ๐Ÿฎ๐Ÿฌ๐Ÿฎ๐Ÿฑ!

A heartfelt thank you to Riffah Views International School for hosting this inspiring event and fostering discussions on the future of financial innovation.

This yearโ€™s theme โ€” ๐—ฆ๐—บ๐—ฎ๐—ฟ๐˜ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜๐˜€ โ€” set the stage for thought-provoking conversations and hands-on learning. We were thrilled to have our Board Chairman, Osama Al Khajah, as well as our Co-founder, Aamir Janjua, representing Spire at the event, engaging with students and future industry leaders on the evolving landscape of fintech.

Key Takeaways From the Day

โ€ข ๐—จ๐—ป๐—ฑ๐—ฒ๐—ฟ๐˜€๐˜๐—ฎ๐—ป๐—ฑ๐—ถ๐—ป๐—ด ๐—ฆ๐—บ๐—ฎ๐—ฟ๐˜ ๐—œ๐—ป๐˜ƒ๐—ฒ๐˜€๐˜๐—บ๐—ฒ๐—ป๐˜๐˜€: Exploring financial strategies and technologies that drive smarter, more informed investment decisions.

โ€ข ๐—”๐—œ ๐—ถ๐—ป ๐—™๐—ถ๐—ป๐—ฎ๐—ป๐—ฐ๐—ฒ: Examining how AI is revolutionizing investment management and financial planning.

โ€ข ๐—›๐—ฎ๐—ป๐—ฑ๐˜€-๐—ผ๐—ป ๐—Ÿ๐—ฒ๐—ฎ๐—ฟ๐—ป๐—ถ๐—ป๐—ด: Students engaged with fintech tools, AI-powered platforms, and real-world case studies.

โ€ข ๐—™๐˜‚๐˜๐˜‚๐—ฟ๐—ฒ ๐—–๐—ฎ๐—ฟ๐—ฒ๐—ฒ๐—ฟ ๐—œ๐—ป๐˜€๐—ถ๐—ด๐—ต๐˜๐˜€: Inspiring the next generation to explore careers in fintech and financial innovation.

โ€ข ๐—–๐—ผ๐—น๐—น๐—ฎ๐—ฏ๐—ผ๐—ฟ๐—ฎ๐˜๐—ถ๐˜ƒ๐—ฒ ๐—ง๐—ต๐—ถ๐—ป๐—ธ๐—ถ๐—ป๐—ด: Encouraging students to share ideas on how technology can shape a smarter financial future.

At Spire, we believe initiatives like these go beyond learningโ€”they ignite curiosity and passion!

By equipping ๐—š๐—ฒ๐—ป ๐—”๐—น๐—ฝ๐—ต๐—ฎ with knowledge and hands-on experience, weโ€™re helping shape the financial innovators of tomorrow.